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Frost Bank, a prominent institution in Texas for over 150 years, boasts more than 200 locations throughout the state. Known for prioritizing customer satisfaction, competitive interest rates, and localized financial solutions, Frost strives to meet the unique needs of its clientele. They occasionally feature enticing promotions to attract new customers who might be unaware of their offerings.
Latest Frost Bank Offers
While Frost Bank isn’t currently offering cash bonuses, they do provide various strategies to save and increase earnings. Take advantage of personal checking account fee waivers and interest rate reductions on select loans. More details below:
| Account Name | Monthly Service Charge | How To Waive |
|---|---|---|
| Frost Personal Account | $8 |
– Minimum $100 in deposits monthly – Maintain a minimum daily balance of $1,000 – Keep $5,000 across Frost accounts – Under 25: Waiver applies automatically |
| Frost Plus Account | $15 |
– Maintain $10,000 across Frost deposit accounts – Hold a Frost real estate secured loan, such as a mortgage |
| Frost Premium Account | $30 | – Maintain $250,000 across Frost deposit and investment accounts |
Frost Bank Checking Account Fee Waivers
Bank fees can quickly reduce your funds, so it’s essential to identify ways to dodge them. Here’s a guide on how to avoid Frost Bank’s monthly checking charges:
Frost Personal Account
- Bonus value: Not available
- Minimum deposit: Not required
- Expiration date: Not applicable
- How to claim: Although no cash sign-up bonus is available, you can reduce costs by avoiding the $8 monthly fee through specific criteria for the Frost Personal Account.
- Terms and conditions:
- If you’re under 25, the fee is waived automatically
- Require $100 monthly through deposits or transactions
- Maintain a $1,000 minimum daily balance
- $5,000 across accounts waives the fee
- Fees: $8 monthly, waivable
Start your journey with a Frost Personal Account today.
Frost Plus Account
- Bonus value: Not available
- Minimum deposit: Not required
- Expiration date: Not applicable
- How to claim: Open a Frost Plus Account to waive the $15 monthly charge by meeting specific requirements.
- Terms and conditions:
- Maintain $10,000 in combined balances at Frost Bank
- Have an active Frost real estate loan
- Fees: $15 monthly, waivable
Discover more by opening a Frost Plus Account.
Frost Premium Account
- Bonus value: Not available
- Minimum deposit: Not required
- Expiration date: Not applicable
- How to claim: Initiate a Frost Premium Account and achieve the requirements to bypass the $30 monthly fee.
- Terms and conditions:
- $250,000 held across Frost deposit and investment accounts
- Fees: $30 monthly, waivable
Begin with a Frost Premium Account today.
Interest Rate Reduction on Auto Loans at Frost Bank
Even though there’s no current Frost savings account bonus, you can save through reduced interest rates on auto loans. Frost offers new vehicle loans starting at 6.75% and used vehicle loans at rates up to 7.75%, contingent on the vehicle’s specifics. Setting up automatic payments from a Frost account can lower your rate by 0.25%.
Maximize Earnings with Frost Bank CDs
Frost provides a diverse selection of CDs with highly competitive rates, especially when stacked against larger banks. Start with a $1,000 deposit for CD terms between 14 days and 24 months. Currently, the highest APY is offered on a 90-day CD for $500,000 or more.
Simple Steps to Open a Frost Account
Ready to join Frost Bank? You can apply easily online or visit any branch. You’ll require your Social Security number, photo ID, and possibly an initial deposit.
Assessing the Value of Frost Bank’s Financial Products
If you reside in Texas, Frost Bank presents an excellent opportunity with attractive interest rates and minimal fees. Despite no present cash offers, the unique features warrant consideration. Stay informed with their evolving offers each month.
Explore other lucrative financial promotions to maximize benefits when opening new accounts.
Your Questions Answered: Frost Bank Promotions
- Is there a sign-up bonus for Frost Bank’s new checking accounts?
- As of now, no sign-up bonuses are offered. However, fee waivers can save you money with monthly charges between $8 and $30 with various accounts.
- How do I avoid monthly fees on Frost Bank personal checking accounts?
- Avoid the $8 service fee through monthly $100 deposits, maintaining a $1,000 daily balance, or holding $5,000 across Frost accounts. If you are under 25, the fee is automatically waived.
- Are there discounts available for auto loans from Frost Bank?
- Yes, Frost provides a 0.25% discount on auto loans when automatic payments are set up from a Frost account.
Understanding Frost Bank’s Offerings
Editorial Disclaimer: The opinions and reviews in this article are solely those of the author and have not been vetted or endorsed by any company mentioned herein.
Note: This article includes new insights and updates from its original version.
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