Crescita dei mutui nelle Marche: spicca Pesaro e Urbino

Mr. Profit
-
0
Crescita dei mutui nelle Marche: spicca Pesaro e Urbino

Nella regione Marche, i mutui sono in crescita, con la provincia di Pesaro e Urbino che si distingue per i risultati positivi. Durante il 2024, il mercato dei mutui in Italia ha mostrato segni di ripresa, e i dati dell’analisi effettuata da Kìron Partner SpA, basata sui dati aggiornati della Banca d’Italia, confermano questo trend. Infatti, nel quarto trimestre, le famiglie italiane hanno ottenuto finanziamenti per un ammontare di 3.116,5 milioni di euro, evidenziando un aumento notevole del 28,8% rispetto allo stesso periodo del 2023.

Questo incremento conferma la tendenza positiva riscontrata nei trimestri precedenti. Su base annua, le erogazioni totali hanno raggiunto 44.558,4 milioni di euro, segnando una crescita dell’8,1% rispetto all’anno precedente.

Nella Marche, i mutui crescono: la provincia di Pesaro e Urbino in evidenza

Nel quarto trimestre del 2024, le famiglie nella regione Marche hanno beneficiato di finanziamenti per l’acquisto della casa pari a 283,3 milioni di euro, con un incremento sbalorditivo del 30,5% rispetto allo stesso periodo dell’anno precedente. Questo posiziona le Marche al tredicesimo posto nazionale per volumi erogati, con una quota dell’2,03% sul totale italiano.

Analizzando l’intero arco del 2024, i finanziamenti nella regione sono ammontati a 863,5 milioni di euro, registrando un incremento dell’10,8% rispetto al 2023, che equivale a +84,5 milioni di euro. La quota delle Marche sul totale nazionale si attesta all’1,94%.

Mutui nelle province delle Marche: Pesaro e Urbino in testa

Le cinque province marchigiane hanno mostrato andamenti diversi nel quarto trimestre 2024. La provincia di Pesaro e Urbino ha evidenziato il volume più alto, con 92,5 milioni di euro erogati e una crescita del 41,2% rispetto allo stesso periodo del 2023. Nel complesso dell’anno, il volume ha raggiunto i 267,8 milioni di euro, con un aumento positivo del 23,4%.

Subito dopo, troviamo la provincia di Ancona, con 91,3 milioni di euro nel trimestre e una variazione positiva del 19,9%. A livello annuale, i finanziamenti hanno toccato i 291,8 milioni di euro, mostrando un incremento del 4,1% rispetto al 2023. In provincia di Macerata, nel quarto trimestre, i mutui erogati sono stati 40,9 milioni di euro, con un aumento del 30,0%. Nel totale dei dodici mesi, la cifra si chiude con 130,5 milioni di euro, segnando un +11,0%.

Per quanto riguarda Ascoli Piceno, il trimestre ha totalizzato 35,4 milioni di euro, con una crescita del 37,4% rispetto all’anno precedente. Il volume annuale si stabilizza a 108,7 milioni di euro, registrando un incremento dell’8,8%. Infine, la provincia di Fermo ha erogato 23,2 milioni di euro nel quarto trimestre (+27,4%). Nel totale dei dodici mesi, l’importo si attesta a 64,7 milioni di euro, con una variazione annua di +0,9%.

Il contesto dei mutui in Italia

Il volume delle erogazioni in Italia per tutto il 2024 ha raggiunto 44,5 miliardi di euro. La domanda robusta e i tassi d’interesse in calo hanno giocato un ruolo chiave, contribuendo a un rinnovato interesse verso il mercato immobiliare. Questo scenario positivo è previsto continuare anche nei prossimi mesi, sebbene ci siano incertezze globali, soprattutto a causa di decisioni politiche come i dazi imposti da Trump.

Scopri come funziona Freedhome

Clicca qui per saperne di più

Inizia ora

Fai clic qui per altre notizie, consigli e strategie inerenti il mercato degli affitti brevi in Italia.

Boost Your Home’s Value Before Selling

Mr. Profit
-
0
Boost Your Home’s Value Before Selling

Welcome to Redhead Mom! Today we’re discussing effective strategies to increase your home’s value before selling, ensuring you walk away with the best deal possible.

Thinking about putting your home on the market? With strategic updates, you can significantly increase its value. Enhancing your home’s appeal can not only attract more buyers but also secure you a better price. Let’s explore some effective methods to boost your home’s worth before the sale.

Benefits of Increasing Home Value Before Selling

Increasing your home’s value is crucial, as today’s buyers and agents are keenly aware of current market conditions. Homes perceived as “move-in ready” often receive multiple offers, selling faster and at better prices. By addressing potential objections and enhancing appeal, you position your home as desirable and worth every penny. Such improvements can elevate your property into a premium category, significantly boosting your home market value.

Beyond the financial return, it’s about creating a narrative. A well-maintained home suggests proper care, giving buyers peace of mind and eliminating unexpected surprises during inspections. In competitive markets, a home that stands out often sells more quickly and at a premium rate.

Key Upgrades to Boost Home Value

Value isn’t derived only from cosmetic changes. While fresh paint is useful, true value emerges when functionality enhances form. Consider energy-efficient improvements, such as upgrading the HVAC system or installing a modern boiler. These not only improve efficiency but also impress potential buyers. A home with an intelligent layout, improved storage, and enhanced natural light can make a lasting impression, raising its market value markedly.

High-value upgrades often create emotional satisfaction. It’s not just about flashy features but solving potential pain points. Open, airy spaces with consistent finishes and thoughtful niches, like home offices, appeal to modern buyers. Ensuring that major systems are well-maintained and landscaping is tidy also establishes a sense of reliability and care.

Smart Strategies to Elevate Home Market Value

Think like a buyer. Walk through your home with a fresh perspective, or invite someone whose opinion you trust. Address what’s broken and streamline spaces for broad appeal, using neutral tones and clean lines. Strategic updates in kitchens and bathrooms—such as swapping out old faucets or lighting—can yield substantial visual returns. Keep upgrades within the scope of your neighborhood’s price range to ensure a strong return on investment.

Staging your home isn’t just about aesthetics; it’s about crafting an experience. Define the purpose of each space, creating a unified and inviting environment. Transform cluttered areas into flexible spaces that allow buyers to envision their lives there. Streamlining your home can significantly enhance its market value, inviting more competitive offers.

Budget-Friendly Ways to Increase Home Value

Maximizing ROI doesn’t require extravagant renovations. Instead, focus on strategic, cost-effective updates. A fresh coat of neutral paint, a new front door, and some minor landscaping can create powerful first impressions. Minor kitchen tweaks, such as repainting cabinets or changing hardware, can modernize the space without the expense of a full remodel.

Small, thoughtful updates that enhance functionality can speak volumes. Consider subtle touches like adding modern light fixtures, installing smart home technology, or updating bathroom surfaces with peel-and-stick tiles. These upgrades suggest attention to detail without overwhelming prospective buyers with a sense of budget constraint.

Areas to Prioritize When Selling a Home

Focus on emotional connection points: kitchens, bathrooms, and the primary bedroom. These areas are pivotal in creating strong first impressions. However, a cohesive look throughout the home, including consistent flooring and lighting, plays a crucial role in capturing buyers’ interests. Initial impressions start from the curb, making a coordinated approach essential to maximize your home’s perceived value.

Consider the “first five” and “final five” moments—those initial seconds upon entering and the lingering moments before exiting a home. Cleanliness, natural light, and sensory details like fresh herbs in the kitchen create lasting impressions, considerably influencing the perceived value of the property.

Avoid These Common Value-Reducing Mistakes

Some pitfalls can inadvertently diminish home value. Over-personalization, such as unique wallpaper or luxury installations that won’t appeal broadly, can alienate potential buyers. Likewise, over-investing in features that don’t match neighborhood standards can backfire if they don’t translate into a sale boost.

Address minor repairs as even minor oversights can snowball into major concerns for buyers. DIY projects gone wrong can deter interested parties, and unpermitted work poses significant risks during appraisals, potentially impacting your home market value.

Effective Ways to Showcase Home Improvements

Storytelling is key to bringing improvements to life. Create a one-page document listing upgrades, their completion dates, and impacts—for instance, “2023: New HVAC with 20% energy savings.” Use this during showings to paint a picture of the home’s story. Highlight updates with practical demonstrations, and during appraisals, present documented improvements succinctly to establish your home’s value.

Create a memorable experience by subtly showcasing care and maintenance, such as neatly displayed warranties or invoices. Even the small touch of a QR code leading to a walkthrough video can digitally enhance the narrative of your home’s journey.

Click Here For More Make Money Online tips and strategies.

Transforming Customers into Community: The Gymshark Experience

Mr. Profit
-
0
Transforming Customers into Community: The Gymshark Experience

Transforming Customers into Community Members: How Community Enhanced the Gymshark Experience

Turning customers into community members was pivotal for Gymshark’s journey. It started amidst a crisis, during Gymshark’s infamous Black Friday in 2015. Our website crashed during one of the busiest shopping seasons. Orders failed, customer support was overwhelmed, and social media buzzed with complaints. Despite this chaos, something remarkable happened—we retained our audience. They stayed loyal, showing empathy and understanding, because they felt they were part of a community.

Understanding Community: More Than Just Customers

A community extends beyond mere transactions; it creates a genuine sense of belonging. It’s where interactions evolve into relationships, and casual buyers transform into passionate supporters. This emotional connection offers an unmatched competitive advantage that surpasses any marketing strategy.

Embracing the Power of Community at Gymshark

My second challenge at Gymshark was a lesson in maintaining authenticity. Attempting to emulate larger brands like Nike backfired, causing a decrease in engagement and sales. Our audience didn’t want overly polished marketing; they craved genuine connection. By refocusing on community and listening to customer feedback, Gymshark’s social presence soared from 1.5 million to 20 million followers from 2015 to 2022, contributing to a valuation of £1.4 billion ($1.8 billion U.S.).

Tips for Building Community

Rallying Behind a Shared Purpose

Gymshark’s mission aimed to unite individuals across sports by focusing on universal fitness principles. Our inclusive messaging fostered a shared sense of purpose, welcoming enthusiasts from diverse backgrounds.

Action Step: Define your core belief. What do you stand for that resonates deeply with your true community?

Collaborating with Customers

Involving community members in product creation through Gymshark Insiders fostered collaboration. Engaging directly and valuing feedback turned customers into co-creators.

Action Step: Use polls, and feedback sessions to involve your audience in decision-making processes.

Partnering with Influencers

Instead of celebrity endorsements, we sought everyday athletes with genuine connections. Building partnerships rather than transactional relationships led to meaningful collaboration.

Action Step: Identify influencers with engaged audiences and meaningful connections related to your niche.

Creating Exclusivity

We offered special perks to our most engaged members, fostering deeper connections and enhancing brand loyalty.

Action Step: Implement exclusive experiences, such as member-only content or early access to products.

Blending Digital and Real-world Interactions

Hosting in-person events complemented our digital community, creating powerful connections that fueled growth and engagement.

Action Step: Organize events that blend online and real-world interactions to strengthen your community.

Highlighting Community Achievements

Shifting focus from products to community stories enriched our brand narrative and increased organic growth.

Action Step: Celebrate customer achievements by showcasing their stories and creations.

Be a Community Builder

By the time I transitioned from Gymshark, our content was 95% community-led. The impact was seen not only in metrics but in the lasting identity we built. We shaped a culture of belonging, evolving beyond mere relevance.

For additional marketing tips and strategies, Click Here For More Marketing tips and strategies.

5 Reasons Sam’s Club Beats Costco

Mr. Profit
-
0
5 Reasons Sam’s Club Beats Costco

5 Reasons Why Sam’s Club Outshines Costco

Jonathan Weiss / Shutterstock.com

Advertising Disclosure: When you purchase something by clicking links within this article, we may earn a small commission. However, this never affects our recommendations for products or services. Many people are on the lookout for ways to trim their expenses, and buying groceries in bulk is a highly effective strategy. According to a study by Lending Tree, consumers who buy in bulk can save an impressive 27% compared to those who opt for smaller quantities.

Unpacking the Advantages: Why Sam’s Club Stands Out

For budget-conscious shoppers, Sam’s Club frequently surpasses Costco in several key areas. By offering a variety of benefits, it makes bulk shopping not only affordable but also highly convenient. Below, we explore why Sam’s Club might be the better choice for some consumers.

Affordable Membership Options

One of Sam’s Club’s stellar features is its competitive membership pricing. While both Sam’s Club and Costco require annual fees, Sam’s Club often provides more budget-friendly options. This inclusivity makes it easier for a diverse range of shoppers to enjoy bulk savings.

Exclusive Product Range

Additionally, Sam’s Club is renowned for its exclusive product offerings, which frequently include unique private-label items. This differentiation allows members to access a distinct range of products that are not available at Costco, providing them with exciting shopping possibilities.

Stellar Customer Service Experience

Customer service is another area where Sam’s Club excels. Members often report a smoother and more personalized shopping experience, making their visits both enjoyable and efficient. As a result, Sam’s Club maintains a loyal customer base eager to return.

Strategic Store Locations

Location is key, and Sam’s Club often has strategically placed outlets that are conveniently accessible. This ease of access is especially valuable for those living in suburban or rural areas where Costco locations might be scarcer.

The Fuel Savings Advantage

Furthermore, fuel savings at Sam’s Club often surpass those at Costco, providing another significant financial benefit to members. With lower fuel prices, members can enjoy even more savings, making it a compelling reason to opt for Sam’s Club.

For additional insights into money-saving strategies, consider reading this insightful article from NerdWallet. Studies such as these underscore the importance of strategic shopping.

Ultimately, choosing between these two retail giants depends on individual needs and preferences. Sam’s Club offers unique advantages that can make a significant difference for many shoppers.

Click Here For More Personal Finance tips and strategies.

New Income Streams in the Entertainment Economy

Mr. Profit
-
0
New Income Streams in the Entertainment Economy

In today’s rapidly transforming financial landscape, new income streams within the entertainment economy are becoming pivotal. The traditional 9-to-5 job model is evolving, heralding a paradigm shift where creativity, technology, and connectivity forge novel paths to financial success. From gaming to streaming, people are embracing diverse opportunities to generate revenue within this dynamic industry.

Exploring the Digital Entertainment Boom

Entertainment has transcended traditional mediums like television and film. Platforms such as YouTube, TikTok, Twitch, and Patreon enable individuals to monetize their hobbies. With a smartphone and internet access, creators can reach millions, offering content ranging from humorous skits to insightful tutorials. The entertainment economy thus thrives on authentic and relatable digital content.

These platforms provide more than just fame; they offer diverse income opportunities. Revenue streams include ad income, sponsorships, donations, and merchandise, cultivating the dream career of a “content creator” for many young innovators today. Learn more about becoming a content creator.

Transforming Streaming into Profit

Interactive live streaming has redefined entertainment by fostering real-time viewer engagement. Platforms such as Twitch cultivate communities around creators, fostering mutual support through subscriptions and tips.

Gamers, for example, are translating their passion into substantial earnings through streaming. From casual sessions to high-stakes competitions, they monetize their skills with sponsorship from gaming brands. However, streaming isn’t confined to gaming—it encompasses niches like cooking and music, broadening potential income streams.

Earning through Play and Leisure

Digital entertainment is redefining leisure time. The online casino world, for instance, has surged with platforms like Jackpot Jill real money online pokies offering both thrill and return opportunities.

These platforms beautifully blend fun with financial potential, embracing a broader trend where downtime activities can also generate income. From fantasy sports to online poker, many are exploring how these engaging pastimes can become lucrative.

Creativity in the Gig Economy

While gig jobs are often associated with ride-sharing or delivery, the entertainment economy has its own creative segment. Creative freelancing, fueled by platforms like Fiverr and Upwork, is transforming one-off projects into steady income for designers, video editors, voiceover artists, and more.

Virtual performances like online concerts and comedy shows are innovative avenues for artists post-pandemic, allowing for global audience connection and revenue.

Navigating Challenges in the Entertainment Economy

Despite the enticing potential of the entertainment economy, challenges persist. Income may vary, competition is intense, and creators often juggle multiple roles.

Platform algorithm shifts and policy changes necessitate adaptability. Thus, diversifying income sources is vital for anyone venturing into this field.

Conclusion

The entertainment economy is reshaping our perception of work and income. Through technological advancement and creative expression, new income streams are more accessible. As live streaming and digital content continue to evolve, opportunities to earn while enjoying entertainment—or providing it—will only expand. Striving for financial freedom in this modern landscape invites endless innovation.

Click Here For More Make Money Online tips and strategies.

8 Focus Groups Need Participants

Mr. Profit
-
0
8 Focus Groups Need Participants

.

by Chris Durst – June 4, 2025

Currently, these focus groups are actively seeking participants. Applications can fill up quickly, so act fast. We do not facilitate the hiring process; please reach out to the companies directly if you face challenges. Best of luck, and may your work-from-home journey flourish!
 

Why Join Focus Groups? Gain Insights and Earn

Participating in focus groups is an insightful way to contribute to product innovations and marketing strategies. A top platform for this is Respondent, where various studies are listed. After signing up, you can apply for projects by completing screeners—short surveys to determine if you’re suited to a study. Remember, you can complete only three screeners each day, so select wisely.

Highlighted Opportunities

Many focus groups are currently searching for participants, with limited slots available. Below are some notable ones. These links are associated with our referral account, meaning we may earn a fee if you’re selected.

College Students: Share Your Opinions on Technology

Compensation: $100

Overview: We’re interested in college students using AI and technology in their studies or daily life, especially for managing tasks like nutrition and dining choices.

Exploring Teen Social Media Use

Compensation: $125

Overview: We’re gathering insights from teens about their social media usage or lack thereof. Parents will complete the survey, but teens will participate in the interviews.

Grocery Delivery Gig Workers: Your Experience Matters

Compensation: $100

Description: Recently started delivering groceries using your vehicle? Share your journey with us and help improve gig work experiences.

California Parents: Join a Spanish Course Discussion

Compensation: $100

Description: Share your opinions on education in California during a 1-hour online session. It’s a chance to influence educational strategies and earn a reward for your time.

Diabetes Management: Share Your Story

Compensation: $100

Description: Engage with us to discuss how you manage diabetes, especially in collaboration with healthcare providers, shaping future online experiences in healthcare products.

Assessing Healthcare Access and Experiences

Compensation: $100

Description: We want to learn about the healthcare experiences of individuals across the U.S. Join us for a 90-minute video interview to share your insights.

Lawn Care Product Discussions

Compensation: $100

Description: Join our 30-minute online interview sessions to discuss your lawn care product use. Selected individuals may also partake in additional studies.

Truck Drivers: Insights on Convenience Stores

Compensation: $250

Description: Participate in a 60-minute interview discussing truck stops and convenience store experiences. No preparation needed, just your valuable insights.

Find More Opportunities!

If none of these studies resonate with you, explore all listings on the Respondent site. It’s an easy and free way to find the perfect focus group fit!

Steps to Apply

Please remember that Rat Race Rebellion is not involved in the application process. We’re simply sharing resources to help you explore work-from-home options.

Click any focus group title to see more details and to apply. For more unique work-from-home opportunities, check our Newest Jobs & Gigs page. Be among the first to know about such jobs by joining our free Telegram channel. Best wishes as you transform your work-from-home ambitions into reality!

Click Here For More Work From Home tips and strategies.

5 Trending Online Games for Earning Money

Mr. Profit
-
0
5 Trending Online Games for Earning Money

The realm of online gaming continually expands, offering exciting opportunities for those interested in profiting while indulging in their passion. Among the current trends, many online games present players with lucrative ways to earn money, transforming gaming from a mere hobby into a viable income source.

As digital trends evolve, interactive gaming has turned into more than just a leisure pursuit. Technological advancements have ushered in novel forms of entertainment that potentially generate earnings. Motivated by global events and technological infrastructure, individuals are seeking profitable online gaming platforms available across numerous devices.

According to a 2024 report from Newzoo, the gaming industry’s revenue is anticipated to soar to $187.7 trillion worldwide, with online gaming experiencing the most significant growth. This article explores five noteworthy online gaming formats that empower players to earn, along with what you should consider before diving in.

Thriving with Blockchain-Based Play-to-Earn Games

Blockchain-based games offer a cutting-edge way to monetize your gaming skills. Operated on decentralized frameworks, these games frequently reward participants with cryptocurrency or in-game assets that hold real-world value. The dynamics of the traditional job market are changing, and this trend emerges as a boon for countless individuals globally.

As highlighted by Coinlaw.io, the blockchain gaming sector was estimated at $4.5 billion in 2023, with over $2 billion linked to play-to-earn models. A study by Zipdo reveals that 68% of blockchain gamers aim to monetize their experiences. Titles like Axie Infinity and The Sandbox allow gamers to earn through virtual asset trading, though it’s crucial to recognize the influence of the volatile cryptocurrency market.

Competing in Esports for Cash Rewards

Esports has exploded into a hub for competitive gaming, delivering substantial financial rewards. From Dota 2 to League of Legends, esports tournaments attract millions of viewers and boast substantial prize pools. For instance, Esports Charts reported that Dota 2 tournaments awarded $22 million in prize money in 2024. Moreover, the inaugural Esports World Cup presented an impressive $62.5 million prize pool.

However, breaking into top-tier esports competitions entails significant dedication. Aspiring competitors must often excel in amateur leagues before achieving recognition. Opportunities abound, though, through online qualifiers and regional events, yet the path to riches remains challenging and uncertain for many.

Enjoying Casual Mobile Games with Real Cash Prizes

Mobile gaming offers a simpler route to earnings with games that pay real money. Platforms like Skillz, Swagbucks Live, and Mistplay reward users with cash and gift cards, compensating players for their time. Mistplay awards Android users with redeemable points, while Skillz empowers skill-based competitions with significant prize offerings.

Typically, entering these contests requires a fee, and although the winnings can be modest, they provide supplementary income. It’s important to balance the excitement with awareness of potential entry costs and payout structures in these games.

Exploring Virtual Economies and In-Game Trading

Monetizing gameplay has extended into virtual economies where gamers trade in-game items for real-world money. Additionally, streaming platforms like Twitch and YouTube Gaming offer avenues for content creators to earn through ads and partnerships. In 2024, Twitch boasted over 7.2 million active streamers each month, illustrating the platform’s vast potential for revenue.

Pursuing these opportunities demands developing a charming personality and investing in quality gear. Although not a direct gaming income path, these ventures can prove financially rewarding.

Whether fascinated by blockchain speculation, the excitement of esports, or the simplicity of mobile games, gaming offers intriguing possibilities for profit. Nevertheless, understanding the risks and market dynamics is essential for sustained success. Stay informed and temper your expectations as you explore these ventures.

Ready to dive further into entrepreneurial strategies? Click Here For More Email Marketing tips and strategies.

Source: https://zamsino.com/in/free-spins-no-deposit/

Common Email Marketing Mistakes Revealed by an Expert

Mr. Profit
-
0
Common Email Marketing Mistakes Revealed by an Expert

What You’re Getting Wrong in Your Marketing Emails According to an Expert

Email marketing can be a game changer, but many make critical mistakes. With insights from Jay Schwedelson, an email marketing guru, we’ll explore what you’re doing wrong in your marketing emails. By addressing these missteps, you can significantly boost your campaign performance.

Ensuring Your Emails Get Opened

A common issue in email marketing is getting bogged down by what’s inside the email while neglecting the crucial step of getting it opened. Schwedelson highlights that less than 50% of recipients open marketing emails. If you’re not prioritizing your subject lines, preheaders, and send times, you’re missing the mark. To enhance open rates, focus on these elements as intensively as the content itself.

Leverage Engaging Language and Symbols

Another gap in email marketing is the fear of using engaging language or symbols, believing it leads to spam folders. Schwedelson debunks this myth, stating that terms like "free" or using emojis do not automatically filter emails as spam. Instead, it’s about engagement. By making subject lines engaging, you can improve interactions and keep emails in the inbox. Test different approaches, and don’t shy away from elements like exclamation marks or emojis—they might just boost your open rates.

Don’t Follow the Crowd Blindly

In a world where trends can dictate marketing decisions, it’s easy to fall into a “trendy trap.” Schwedelson argues that testing is key. While everyone might use the same emoji for a holiday, it doesn’t mean you shouldn’t. If it boosts your engagement, embrace it. Challenge the norms and test new tactics to see what truly resonates with your audience.

Consider Alternative Campaign Timings

An often-overlooked tactic is the timing of your campaigns. Schwedelson suggests weekend sends, which can yield surprisingly high results. By reaching out during weekends, you might capture the attention of high-level contacts who have more time to engage with emails.

Implementing these strategies can transform your email marketing from mediocre to exceptional. Don’t let missed opportunities hold you back. For more insights and detailed strategies, Click Here For More Marketing tips and strategies.

For further inspiration, explore Jay Schwedelson’s work at SubjectLine.com or listen to his podcast Try This, Not That! For Marketers Only!. Experiment, analyze, and redefine your email marketing success today.

Nel Lazio, i mutui sono aumentati più della media: cifre.

Mr. Profit
-
0
Nel Lazio, i mutui sono aumentati più della media: cifre.

Nel Lazio, i mutui sono aumentati più della media nazionale, come evidenziato nel quarto trimestre del 2024. Questa crescita significativa è in linea con le tendenze osservate a livello nazionale. Secondo uno studio condotto da Kìron Partner SpA basato sui dati forniti da Banca d’Italia, si evidenzia un incremento generale nei finanziamenti concessi alle famiglie per l’acquisto di abitazioni.

Analisi delle province laziali

Le province del Lazio mostrano risultati variegati. Roma si conferma al primo posto con un volume di erogazioni pari a 1.489,1 milioni di euro, cresciuto del +36,4% rispetto al quarto trimestre del 2023. Su base annua, il totale erogato ha raggiunto 4.911,8 milioni di euro, segnando un incremento del +10,5%. Al secondo posto, la provincia di Latina ha riportato erogazioni per 91,7 milioni di euro (+29,7%) nel trimestre e 300,8 milioni di euro (+8,3%) su base annuale.

Per quanto riguarda Viterbo, i mutui concessi hanno superato i 44,7 milioni di euro nel trimestre (+45,8%), con un totale annuale di 144,6 milioni di euro (+13,7%). Rieti ha visto una crescita del +29,0% nel trimestre, con 15,4 milioni di euro erogati, mentre su base annua il incremento è stato più contenuto, solo +0,6%. Infine, Frosinone ha registrato nel trimestre erogazioni per 30,8 milioni di euro (+10,4%), ma ha subito una flessione annuale di -9,2%, corrispondente a 108,3 milioni di euro.

Importo medio in costante aumento

In base ai dati di Kìron ed Epicas, nel quarto trimestre 2024, l’importo medio dei mutui erogati nel Lazio è stato di 142.816 euro, mostrando un incremento significativo rispetto ai 121.480 euro del 2023. Questo dato risulta superiore della media nazionale di circa il 14%.

Complessivamente, nel quarto trimestre 2024, le famiglie laziali hanno ricevuto finanziamenti per 1.671,6 milioni di euro, con una crescita positiva del +35,6% rispetto all’anno scorso. La regione si colloca al secondo posto in Italia per totale erogato nel periodo, con un’incidenza dell’11,99%. Durante l’intero anno, sono stati erogati 5.514,7 milioni di euro (+9,9% rispetto al 2023), corrispondenti al 12,38% del volume nazionale.

Prospettive future: cosa ci attende

Nonostante un contesto economico e politico globale instabile, il mercato dei mutui in Italia presenta segnali di ripresa. Il 2024 si chiude con un totale di 44,5 miliardi di euro erogati, sospinto dall’aumento della domanda e dalla lenta diminuzione dei tassi di interesse.

Le prospettive future dipendono fortemente dalle decisioni della Banca Centrale Europea. “Una continuazione di una politica accomodante potrebbe favorire la crescita del credito”, affermano gli esperti. Inoltre, le misure nazionali a favore del mercato immobiliare, come le garanzie CONSAP previste dalla legge finanziaria, possono rendere più accessibile il credito, sebbene con un impatto ridotto rispetto ai periodi passati.

Rimane centrale la fiducia dei consumatori e la stabilità del contesto politico ed economico per determinare l’andamento del settore nei prossimi mesi.

Scopri come funziona Freedhome

Fai clic qui per altre notizie, consigli e strategie inerenti il mercato degli affitti brevi in Italia: Affitti Brevi Italia

3 Overpriced Restaurant Dishes Experts Say Aren’t Worth It

Mr. Profit
-
0
3 Overpriced Restaurant Dishes Experts Say Aren’t Worth It

Dolores Preciado / Getty Images

Our Promise to You

GOBankingRates’ editorial team strives to provide impartial reviews. Our assessments are based on rigorous data-driven methodologies, ensuring no influence from advertisers. Discover more about our editorial practices and review processes.

20 Years of Experience

20 Years
Helping You Live Richer

Expert Reviews

Trusted by Millions

Trusted by
Millions of Readers

Eating out can be an expensive affair. When indulging at a high-end restaurant, it’s natural to hope the dish justifies the price. However, experts reveal that some luxurious menu items are more about the show than the taste.

Truffle Oil Pasta: A Pricey Illusion

Truffle oil pasta often tops the list of expensive dishes that disguise their true value. Despite its high price, most of the truffle essence comes from truffle oil rather than real truffles. According to Dennis Littley from Ask Chef Dennis, “You’re often paying for synthetic flavors rather than the authentic truffle experience.” Given that real truffles are scarce and pricey, truffle oil serves as an economical substitute for restaurants, which doesn’t necessarily translate to value for money. Opting for a dish with fresh, quality ingredients often offers a more satisfying experience.

The Gilded Facade of Gold Leaf Steak

Gold leaf steak, encased in shiny metallic foil, initially impresses. Yet, as Littley points out, “Gold leaf doesn’t enhance taste or texture.” Essentially, diners pay for aesthetics rather than culinary quality. When investing in a premium steak, direct your taste buds toward well-aged, marbled beef prepared expertly, as this truly reflects your investment’s value.

Is Lobster Mac and Cheese Worth It?

Lobster mac and cheese might appeal with its decadent promise, yet, often falls short of delivering genuine flavor. Instead of diluting the charm of either dish, consider savoring lobster as the focal point. Grilled lobster, accentuated with lemon butter, offers a genuine taste sensation, while classic mac and cheese stands proudly on its own.

Ultimately, these dishes may boast extravagant pricing, yet lack true culinary merit. Redirecting your dining choices toward authenticity may lead to better culinary and financial satisfaction.

Click Here For More Personal Finance tips and strategies.

1...444546...424Page 45 of 424