Today’s Bank Holidays: Are Banks Open?

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Are banks open today? This question often comes up during federal holidays. If you need to make a deposit or discuss a loan, a closed bank can be quite inconvenient. Understanding when banks might be closed can save you the hassle. Generally, banks in the U.S. close for federal holidays like Thanksgiving, which falls on the fourth Thursday of November. If you’re planning a visit to your bank, here’s essential information you should know.

Bank Operations on Thanksgiving

On Thanksgiving, a federal holiday, most banks in the U.S. remain closed. However, you can still conduct various banking tasks online or through mobile banking and ATMs, ensuring uninterrupted financial management.

Federal Holidays Affecting Bank Services

Most U.S. banks adhere to federal holidays set by the Federal Reserve when they close their physical branches. Here are the key dates you can typically expect closures:

• New Year’s Day
• Martin Luther King Jr. Day
• Presidents Day
• Memorial Day
• Juneteenth
• Independence Day
• Labor Day
• Columbus Day/Indigenous Peoples Day
• Veterans Day
• Thanksgiving Day
• Christmas Day

Bank branches are usually closed on these holidays each year, but sometimes additional closures or special hours occur around major holidays like Christmas and New Year’s.

Whenever holidays land on a Saturday, banks might close their doors on the previous Friday, whereas, for Sunday holidays, closures typically happen on the following Monday. While some holidays like Easter aren’t observed by the Federal Reserve, banks are generally closed because it occurs on a Sunday.

Complete Bank Holiday Schedule

Wondering if banks are closed today around the holidays? Most U.S. banks will be closed during these holidays in 2024:

When planning bill payments near these holidays, keep in mind that payments might not be processed until banks reopen.

Alternatives When Banks Are Closed

Even on federal holidays when banks are not operating physically, technology comes to the rescue. Here’s how you can manage your finances effectively:

Leverage Online and Mobile Banking

Your bank’s online platform or mobile app can help you transfer funds and deposit checks without stepping out.

ATM Services

ATM machines are a reliable way to withdraw and deposit money, although using an out-of-network ATM might incur extra charges.

In-store Banking

Certain bank branches within grocery stores may operate according to the store’s hours, even during bank holidays. Check with your local branches for availability.

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