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CIT Bank provides a comprehensive selection of financial offerings, featuring Certificates of Deposit (CDs) tailored to diverse needs. Get the latest insights on CIT Bank’s CD rates update for September 2025 by visiting this site.
Explore September 2025 CIT Bank Term CD Rates
With CIT Bank’s Term CDs, your interest compounds daily, maximizing your savings potential. Moreover, enjoy a seamless banking experience with zero setup or maintenance fees.
| Term | APY | Minimum Deposit |
|---|---|---|
| 6 months | APY info | $1,000 |
| 1 year | APY info | $1,000 |
| 13 months | APY info | $1,000 |
| 18 months | APY info | $1,000 |
| 2 years | APY info | $1,000 |
| 3 years | APY info | $1,000 |
| 4 years | APY info | $1,000 |
| 5 years | APY info | $1,000 |
CIT Bank’s Jumbo CD Rates for September 2025
CIT Bank’s Jumbo CDs are designed for larger investments, offering competitive APYs without account opening or maintenance fees. Benefit from daily compounding interest to enhance earnings.
| Term | APY | Minimum Deposit |
|---|---|---|
| 2 years | APY info | $100,000 |
| 3 years | APY info | $100,000 |
| 4 years | APY info | $100,000 |
| 5 years | APY info | $100,000 |
No-Penalty and RampUp CD Rates for September 2025
The No-Penalty CD from CIT Bank enables total withdrawal of the balance along with interest after just seven days of deposit. While RampUp CDs are not open to new accounts, they remain a flexible option for existing customers.
| Type | APY | Term and Minimum Deposit |
|---|---|---|
| No-Penalty CD | APY info | Term: 11 months Minimum deposit: $1,000 |
| RampUp CD | APY info | Term: 3 or 4 years Minimum deposit: $25,000 or $50,000 |
| RampUp Plus CD | APY info | Term: 1 or 2 years Minimum deposit: $25,000 |
Unique Benefits of CIT Bank CDs
CIT Bank’s CDs offer several attractive features for savers, including:
- High APYs: Gain higher returns with CIT Bank’s competitive rates.
- FDIC Insurance: Secure deposits up to $250,000 per depositor.
- No Maintenance Fees: Keep earnings intact without unexpected fees.
- Convenient Online Banking: Manage accounts efficiently with user-friendly digital tools.
Understanding Early Withdrawal Penalties
A 10-day grace period ensures flexibility at maturity. However, early withdrawals before the maturity date will incur penalties.
Discover more about how CIT Bank CD rates can elevate your savings journey. Consider checking the latest trends and competitive offers for informed financial decisions. Click here for more personal finance tips and strategies.
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