Our Pledge to You
At GOBankingRates, we prioritize unbiased evaluations backed by data-driven analysis. Our mission is to equip you with accurate information on financial products like Axos Bank bonuses, offers, and promotions. Advertisers do not influence our editorial team, ensuring you receive honest and reliable insights. Learn more about our stringent review practices and editorial guidelines.
20 Years
Helping You Live Richer
Trusted by
Millions of Readers
Searching for banking options that align with your financial aspirations? Delving into Axos Bank bonuses, offers, and promotions could be the answer. These promotions can substantially boost your savings if you strategically select the right accounts.
Explore Current Axos Bank Promotions
Axos Bank, a fully online bank, stands out for its attractive promotions, potentially increasing your account balance swiftly. This bank offers seamless small business and personal banking services comparable to traditional institutions. Discover enticing Axos Bank bonuses and promotions available today.
| Account | Bonus Value | Expiration Date |
|---|---|---|
| Axos Bank Basic Business Checking | Up to $400 | Sept. 30, 2025 |
| Axos Bank Business Interest Checking | Up to $400 | Sept. 30, 2025 |
| Axos Bank Business Premium Savings | Up to $375 | Sept. 30, 2025 |
Maximize Your Returns with Axos Bank Business Checking
The Basic Business Checking account from Axos is a great choice for business owners looking to avoid fees while benefiting from additional perks. No monthly fees, no minimum balance requirements, and domestic ATM fee reimbursements make it highly appealing.
- Bonus amount: Up to $400
- Qualifying deposit amounts: A $25,000 deposit for a $300 bonus or $50,000 for $400
- Offer deadline: Sept. 30, 2025
- Qualifications: Open an account using code NEW400, fund within 30 days. Earn up to $400 across five statement cycles, with a maximum of four payouts.
- Bonus timing: Bonuses are credited within 10 business days at cycle end.
- Requirements:
- For a $300 bonus, maintain an average daily balance of $25,000 to $49,999.99 and perform 10 monthly Visa debit card transactions with each at least $3.
- The $400 bonus requires a daily balance of $50,000 or more and 10 monthly Visa debit card transactions with each at least $3.
- Keep the account open 150 days to avoid a $400 early closure fee.
- Monthly fee: $0
Interested in maximizing your business returns? Learn more about the Axos Bank Basic Business Checking bonus.
Leverage Axos Business Interest Checking for Bonuses
By maintaining a certain balance, the Axos Bank Business Interest Checking account allows you to earn interest. If you seek offers such as a cash bonus of up to $400, this promotion might be ideal for you.
- Bonus value: Up to $400
- Minimum deposit to earn: $25,000 for $300, $50,000 for $400
- Expiration: Sept. 30, 2025
- How to earn: Use promotional code NEW400 at account opening and fund it within 30 days. Gain $400 in five statement cycles, with four max payouts.
- Payout timing: Bonus distributed 10 business days post-qualifying cycle.
- Key conditions:
- Earning $300 requires maintaining a balance of $25,000 to $49,999.99 and 10 transaction purchases of at least $3 monthly.
- The $400 bonus demands a minimum daily balance of $50,000 and 10 $3 transactions monthly.
- Keep the account open for at least 150 days to avoid penalties.
- Monthly fees: $10, but fee is waived with a $5,000 daily balance
Take advantage of boosts to your balance: Learn more about the Axos Bank Business Interest Checking bonus.
Premium Savings Offers from Axos Bank
For those focused on saving, the Axos Bank Business Premium Savings account comes with attractive benefits such as an impressive APY. You can also earn up to $375 as a bonus without worrying about monthly fees.
- Bonus potential: Up to $375
- Minimum deposit: $30,000
- End date: Sept. 30, 2025
- Steps to qualify: Use code BFS375 upon opening and finance the account within 30 days. Earn up to $375 over four statement cycles, with a max of three payouts.
- Payment schedule: Bonuses deposited 10 days post-cycle’s balance compliance.
- Guidelines:
- Earn $75 by maintaining a balance from $30,000 to $74,999.99.
- Earn $125 with a daily balance of $75,000.
- The account should stay active for at least 120 days.
- Monthly fees: $0
Don’t miss these promotional offers: Explore the Axos Bank Business Premium Savings.
Navigating Axos Bank Bonuses
To take full advantage of Axos Bank promotions, start by opening a new account online—quick and straightforward. Make sure you’re eligible by being a legal U.S. resident and following these simple steps:
- Provide your Social Security number
- Use a valid U.S. driver’s license or state ID
- Ensure you have a U.S. address (non-P.O. Box)
- Have your current routing number and account number
Comparative Promotions: Axos vs. Others
While Axos Bank is known for offering competitive bonuses, it’s wise to evaluate its promotions alongside those from other banks. Here’s how Axos fares against other competitors:
| Bank and Account | Bonus Amount | Requirements | Expiration Date |
|---|---|---|---|
| Axos Bank Basic Business Checking |
Up to $400 | Apply promo code and fund account in 30 days. Earn $100 per statement cycle for maintaining $50,000 average daily balance and making 10 debit card purchases monthly. | Sept. 30, 2025 |
| KeyBank Key Smart Checking |
$300 | Open with offer code and receive a direct deposit of $1,000+ within 60 days. | March 21, 2025 |
| Wells Fargo Everyday Checking |
$300 | Open a new account with $25 minimum and receive $1,000 in direct deposits within 90 days. | April 16, 2025 |
| Huntington Bank Platinum Perks Checking |
$600 | Deposit at least $25,000 in new funds within 90 days. | June 9, 2025 |
While these promotions provide valuable incentives, it’s crucial to consider other criteria, like minimum balance requirements, fees, and additional perks that will serve your financial needs best.
$0 to $25, many waivable
$5 to $35 waivable monthly fee
$10 to $25
for Key Select Checking
Up to
N/A
Min Opening
Min Opening
Min Opening
$0
Up to $12 monthly service fee – can be waived
$4 to $10
Up to for Platinum Savings accounts
Up to
Min Opening
Min Opening
Min Opening
N/A
Early withdrawal penalty may apply
No monthly service fee
Up to
Up to
on 5-month promo CD
Min Opening
Min Opening
Min Opening
$2,500
$2,500 to $5,000
$1,000
If you’re in the market for a checking, savings or CD account, Axos Bank is worth considering not just for its cash bonuses, but for its overall value and convenience.
Axos Bank is an award-winning bank with plenty of banking services for low fees. The bank prides itself on giving its customers the right tools and information to make smarter financial choices and gain progress toward their goals. Keep in mind that Axos Bank is an online-only bank, however, so if a face-to-face banking relationship is important to you, you may want to look elsewhere.
FAQ
If you are considering opening a bank account with Axos Bank, the following answers may be helpful.- How do I qualify for an Axos Bank account bonus?
- To open an account at Axos and qualify for the bonus, you’ll need to make sure the account is currently eligible to receive a bonus during that period. Make sure you meet the requirements.
- For example, the Basic Checking account bonus requires you to open the account with the promo code, NEW400, and to complete the qualifying activities to reach the max $400 bonus. The qualifying activities include adding funds to the account in the first 30 days, having an average balance of at least $25,000 and completing at least 10 debit transactions each month.
- Can existing customers qualify for these promotions?
- Typically, promotional offers from banks like Axos are primarily geared toward new accounts. If you’ve had an account at Axos in the last 12 months, you will not be eligible.
- What happens if I close my account early?
- Some bank promotions will only offer bonus cash if you complete the activities during the period required. The Basic Business Checking account requires the account to be open for at least 180 days; otherwise, you’ll be charged a $200 fee.
- Are there any taxes on bank bonuses?
- Yes. Bank bonuses are usually considered taxable income, so the bank may issue either a 1099-INT or 1099-MISC form, which you’ll need to include when it comes time to file your taxes.
More About Axos Bank
Cynthia Bowman and Sarah Sharkey contributed to the reporting for this article.
Information on promotions is accurate as of March 18, 2025. Additional requirements may apply. Offers and terms are subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
Looking to upgrade your financial knowledge? Click Here For More Personal Finance tips and strategies.
Discover more from Make Money Online and Work From Anywhere
Subscribe to get the latest posts sent to your email.
