U.S. Bank Offers and Bonuses

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Established in 1863, U.S. Bank holds its place as the fifth-largest bank in the country, operating across 26 states. Curious about the latest U.S. Bank promotions and bonuses you can avail? Dive in to discover the enticing offers and bonuses available to you.

Explore U.S. Bank Promotions

U.S. Bank consistently offers enticing promotion opportunities throughout the year. Pay close attention to the specific expiration dates. Below are some of the current U.S. Bank promotions you might consider, whether banking online or visiting a branch:

U.S. Bank Checking Account Deals

Here’s a comprehensive overview of the current promotions for U.S. Bank’s personal and business checking accounts.

Unlock Up to $450 with U.S. Bank Smartly Checking

Open a U.S. Bank Smartly Checking account and meet specific requirements to receive a generous bonus of up to $450.

• Cash value: Up to $450
• Minimum deposit requirement: $25
• Expiration date: Apr. 17, 2025
• Steps to qualify: Open a new U.S. Bank Smartly Checking account; complete qualifying actions within 90 days. Enroll in online banking or the mobile app, and proceed with two or more direct deposits.
• $250 bonus: Receive for direct deposits totaling $2,000 to $4,999.99.
• $350 bonus: Awarded for direct deposits between $5,000 and $7,999.99
• $450 bonus: Gained when direct deposits reach at least $8,000
• Monthly fees: $6.95, waived if balance requirements are met; fee also waived for active military members, those under 25, or over 65
• Promotion page: U.S. Bank Smartly Checking bonus

Maximize Earnings: U.S. Bank Business Checking Up To $900

Choose from various U.S. Bank Business Checking accounts and qualify for impressive bonuses.

• Cash value: Ranging from $500 to $900
• Minimum deposit: $100
• Expiration date: March 31, 2025
• Steps to earn: Open a Platinum or Silver business checking account; make qualifying deposits.
• Full terms: Open your account and maintain $30,000 for 60 days to qualify for the top bonus. Alternatively, deposit at least $5,000 in new funds within 30 days and maintain that balance for 60 days to get the $500 bonus.
• Monthly fees: $30, waiver available for Platinum Business Checking; no monthly fee for Silver Business Checking
• Promotion page: U.S. Bank Business Checking bonus

Exciting Offers on U.S. Bank Credit Cards

Let’s delve into the latest bonus offers available on U.S. Bank’s credit cards.

$200 Bonus with U.S. Bank Cash+ Visa Signature Card

Upon activating this particular U.S. Bank credit card, earn a $200 bonus by spending $1,000 on eligible purchases within the first 90 days. You can also select two categories to earn up to 5% cash back on the initial $2,000 in combined eligible purchases each quarter.

• Cash value: $200 rewards bonus
• Minimum spend: $1,000
• Expiration: N/A
• Steps to earn: Spend $1,000 within 90 days of account opening.
• Extra benefits: 2% to 5% cash back on eligible purchases; low intro APR
• Terms: Cannot be combined with other offers
• Annual fee: None
• Promotion page: U.S. Bank Cash+ Visa Signature credit card bonus

Elevate Points with U.S. Bank Altitude Connect Visa Signature Card

By acquiring the U.S. Bank Altitude Connect Visa Signature card, earn 20,000 points by spending $1,000 on eligible purchases within 90 days. The bonus points are credited within one to two billing cycles post-qualification. Additional important features include:

• Bonus offer: 20,000 points
• Minimum spending: $1,000
• How to get it: Spend $1,000 in the first 90 days of account opening.
• Receiving terms: Within one to two billing cycles upon completing requirements
• Terms: Account must be active and in good standing to receive the bonus.
• Annual fee: $0
• Promotion page: U.S. Bank Altitude Connect Visa credit card bonus

Unlock 20,000 Points: U.S. Bank Altitude Go Visa Signature Card

If you’re seeking no annual fee, earning a 20,000-point bonus with the U.S. Bank Altitude Go Visa Signature card is an attractive choice. This card offers points on eligible purchases including streaming services.

• Bonus offer: 20,000 points
• Minimum spend: $1,000
• Expiration: N/A
• Steps to earn: Spend $1,000 during the first 90 days.
• Receiving terms: Within one to two billing cycles following meeting criteria
• Terms: Account must remain open and in favorable standing to qualify for the bonus.
• Annual fee: None
• Promotion page: U.S. Bank Altitude Go Visa credit card bonus

Guide to Opening a U.S. Bank Account

To open a U.S. Bank checking account, money market account, CD account, or savings account, apply online or visit any U.S. Bank branch.

For online applications, ensure you are at least 18 years old and a U.S. resident. Prepare the following details:

• Social Security number
• Valid government-issued ID
• Funding source for the initial deposit

Ensure you fully comprehend the eligibility criteria for account bonuses prior to opening a new account.

Closing Thoughts

U.S. Bank offers a robust full-service platform with extensive locations. With one of the largest ATM networks nationwide, accessing your money is convenient. But, do not regard U.S. Bank promotions as the sole reason for your choice. Ensure the range of products and services this bank offers aligns with your financial aspirations. A promotional bonus serves as an admirable extra perk.

Final advice: Click Here For More Personal Finance tips and strategies.

Additional Insights About U.S. Bank

Cynthia Bowman and Julia Gordon contributed to the reporting for this article.

Promo details valid as of Feb. 5, 2025. Additional requirements may apply. Subject to change.

Note: This article reflects the author’s opinions. It is not endorsed by any mentioned entity.