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If you are a Wells Fargo Bank customer, you probably have either a checking or savings account. In addition to your account numbers, it’s crucial to be familiar with your Wells Fargo routing number. Your routing number is essential for routine transactions like ordering checks, making wire and ACH transfers, receiving direct deposits, tax refunds, and using bill pay services. Essentially, it allows banks to communicate to ensure funds are deposited in the right account. Here’s an in-depth guide to understanding your Wells Fargo Bank routing number.
Understanding Routing Numbers
The routing number, often known as the ABA number or check routing number, was established by the American Bankers Association in 1910 to process paper checks and accurately transfer funds between banks and credit unions. Your Wells Fargo routing number is unique to the region where you opened your account.
Difference Between Routing Number and Account Number
Both routing numbers and account numbers are crucial for banking transactions. While your routing number identifies your bank, the subsequent digits form your checking account number, ensuring money is deposited correctly. Typically, these numbers appear on your checks and deposit or withdrawal slips.
Wells Fargo Routing Numbers By State
Find the Wells Fargo routing number for your state below:
| State | Wells Fargo Routing Number |
|---|---|
| Alabama | 062000080 |
| Alaska | 125200057 |
| Arizona | 122105278 |
| Arkansas | 111900659 |
| California | 121042882 |
| Colorado | 102000076 |
| Connecticut | 021101108 |
| Delaware | 031100869 |
| Florida | 063107513 |
| Georgia | 061000227 |
| Hawaii | 121042882 |
| Idaho | 124103799 |
| Illinois | 071101307 |
| Indiana | 074900275 |
| Iowa | 073000228 |
| Kansas | 101089292 |
| Kentucky | 121042882 |
| Louisiana | 121042882 |
| Maine | 121042882 |
| Maryland | 055003201 |
| Massachusetts | 121042882 |
| Michigan | 091101455 |
| Minnesota | 091000019 |
| Mississippi | 062203751 |
| Missouri | 113105449 |
| Montana | 092905278 |
| Nebraska | 104000058 |
| Nevada | 321270742 |
| New Hampshire | 121042882 |
| New Jersey | 021200025 |
| New Mexico | 107002192 |
| New York | 026012881 |
| North Carolina | 053000219 |
| North Dakota | 091300010 |
| Ohio | 041215537 |
| Oklahoma | 121042882 |
| Oregon | 123006800 |
| Pennsylvania | 031000503 |
| Rhode Island | 121042882 |
| South Carolina | 053207766 |
| South Dakota | 091400046 |
| Tennessee | 064003768 |
| Texas | 111900659 |
| Texas – El Paso | 112000066 |
| Utah | 124002971 |
| Vermont | 121042882 |
| Virginia | 051400549 |
| Washington | 125008547 |
| Washington, D.C. | 054001220 |
| West Virginia | 121042882 |
| Wisconsin | 075911988 |
| Wyoming | 102301092 |
Locating Your Wells Fargo Routing Number
You can find your Wells Fargo routing number in a few different ways:
- On Your Checks: Your routing number is the first nine digits located in the lower left corner of your check.
- Online Banking: Log in to your Wells Fargo account, where your routing number is displayed under account information.
- Federal Reserve Website: Access the Federal Reserve’s official site at fbservices.org to look up your routing number.
- Wells Fargo Customer Service: Call 1-800-869-3557 and provide verifying information to access your routing number.
Utilizing Your Wells Fargo Routing Number
Order Checks
To order checks, you’ll need your Wells Fargo routing number, which is the first nine digits on your check.
Automate Direct Deposits
Your employer’s HR department will request your routing and checking account numbers to set up direct deposits.
Set Up Bill Pay
To automate bill payments, provide your routing number to service providers to withdraw the required amount each month.
Wire Transfers and ACH Transfers
For both domestic and international wire transfers, you need to provide your Wells Fargo routing number along with other necessary details.
Receiving Tax Refunds
When processing tax refunds, the IRS will need your Wells Fargo routing number to ensure the funds are deposited into your account.
Wells Fargo International Transfers
For international transactions, you’ll need both a routing number and a SWIFT code. Ensure that you have:
- The beneficiary’s full name
- Name and location of the beneficiary bank
- The beneficiary’s account number
- The SWIFT code of the beneficiary’s bank
Routing Numbers for Wells Fargo Wire Transfers
Here are the numbers specific for Wells Fargo wire transfers:
| Type of Transfer | Wells Fargo Wire Transfer Number |
|---|---|
| Domestic wire transfer | 121000248 (routing number) |
| International wire transfer | WFBIUS6S (SWIFT code) |
Wire transfers are processed with a high priority and often have separate routing numbers for faster and more secure processing. International transactions require SWIFT codes that identify specific banks worldwide.
Multiple Routing Numbers for Big Banks
Banks receive multiple routing numbers based on their main office location and operational needs. While smaller banks might use only one routing number, larger institutions like Wells Fargo have multiple routing numbers for efficient payment processing across various states. Always ensure accurate routing number usage before transactions.
FAQ
- Why does Wells Fargo have multiple routing numbers?
- Wells Fargo assigns various routing numbers based on account location and type. For wire transfers, specific routing numbers or a SWIFT code is required depending on whether the transaction is domestic or international.
- Whose routing number is 121000248?
- This routing number is used by Wells Fargo for all domestic wire transfers.
- How can I check my Wells Fargo routing number?
- You can log in to your Wells Fargo account online to verify your routing number. Alternatively, you can call Wells Fargo at 800-869-3557 for assistance.
- Where can I find a bank’s routing number?
- Check with your bank directly or log in to your account online. Some banks list their routing numbers on their websites. Alternatively, visit your nearest branch or call customer service for help.
- What is Wells Fargo Bank’s Georgia routing number?
- For Georgia, Wells Fargo uses the routing number 061000227.
- Are different codes required for international transfers?
- Yes, both a routing number and a SWIFT code are needed for international transfers.
- What is Wells Fargo Bank’s Illinois routing number?
- In Illinois, Wells Fargo uses the routing number 071101307.
Information is accurate as of Sept. 25, 2024.
Laura Chapman, Virginia Anderson and Erika Giovanetti contributed to the reporting for this article.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed are solely those of the authors and have not been reviewed, approved, or otherwise endorsed by any entity mentioned.
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